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Sample ：A letter on lending money 英文书信(借钱)
Hi ! Alice ,
I'm glad to hear from you. Yes, just like you, sometimes I have the same problem. I think if she really needs the money. You had better lend it to her. You don't need to worry too much about it. Maybe she will pay you back when she has money. You just think, If you don't lend her the money ，I'm afraid(that)you may lose this friend.
I believe everyone may have trouble in life and we should help each other. So when my friends need money, we should try to help them. Maybe we will get it back, or maybe we won't. Sometimes making friends means you may get more on one hand and less on the other hand.
I hope it can help you.
Yours，
Liu Ming